I have availed a secured business loan ( Overdraft) in axis bank by submitting my house documents for 25.00 lacs rupees , after covid i have been given another loan of 5.00 lacs rupees under emergency credit line guarantee scheme started by central government, my question is for 25.00 lacs rupees main loan my mother is the co borrower and for 5.00 lacs rupees emergency covid loan my father is the co borrower, so now is my father liable to entire due amount of 30.00 lacs or only for the 5.00 lacs , bank has mentioned my covid loan as an enhancement to the secured loan in the notice. So if after the proceeds of my secured assets did not fully cover the due how much will my father will be liable as he has 3 acres of agricultural land which is under mortgage in co-op bank .