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Harassment by collection agents for non payment of credit card due in gulf
Question
Dear Sir
i worked in Dubai in the year 2010 at that time I had a credit card and as I lost my job I came back to India with pending amount of 5000 aed. After that I’m working in india and every 2 years or 3 years some collection agents trying to get me paid but a single time I can’t pay the amount so I avoided now for 2 years I don’t have job now some agents saying I should pay around 1.5 lakh inr immediately and theratining with home visits where my mom stays alone I said I will pay in emi basis every month 6 or 7 thousand but they are not listneninv what can I do legally to stop them
Answer ( 1 )
If the credit card amount is due against you, then in that case, you would be required to be paid however the collection agents cannot call and threaten you. Next time when you receive such a case record the conversation and report to the police against them for the safety of your mother. No one is allowed to take law in their hands and before paying up, kindly ask them the balance sheet which would clearly show the amount due against you.