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Insurance policy claim delay
Question
Hi, My husband taken sbi life insurance policy. I am nominee/wife. He was died 2years ago. We don’t have children’s. To claim policy money,i have submitted all required documents to sbi life after husband’s death. My in laws send letter to sbi life to stop claim amount. After sbi life reacted and asking me, legal heir certificate to claim policy amount. I send notices from my lawyer. As a wife/nominee I have right to claim amount. I heard that if I send declaration suit to sbi life problem can solve. Please suggest me to claim policy
Thank you
Answer ( 1 )
File an appropriate suit to claim the life insurance amount. if you are the nominee then it is your right as in insurance claims, only the nominee is entitled to get the amount however a class 1 legal heir would get a share i.e. only the mother of the deceased husband as she is also a class 1 legal heir as per hindu laws. your mother in law will have to file a suit claiming the share from the insurance company.