Life insurance claim rejection even after section 45 amendment

Question

How r u, I have a term life insurance policy of 2 crore from 2018. I have some problem of lungs for which I was admitted in hospital in 2016-17,two times. But I did not disclosed in the proposal form about this hospital admission & treatment. Can my claim be rejected due to this old disease, even after section 45 amendment ?

Answer ( 1 )

    0
    2023-04-05T17:10:11+05:30

    If the insurance company gets hold of the documents, the claim may be rejected as at the time of filing the insurance papers, you have purposefully given a wrong statement and signed the declaration that all the information provided is correct to the best of my knowledge.

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