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MY POST DATED CHEQUES ARE MISSED BY A PRIVATE BANK
Question
DEAR SIR
I HAD BOUGHT A PLOT IN 30 EMI FROM A COMPANY WHICH REGISTERED THE PLOT AND TAKEN FROM ME 30 POST DATED CHEQUES TOWARDS REPAYMENT OF PLOT COST
THE ORIGINAL DOCUMENT IS THERE WITH THEM
OUT OF 30 POST DATED CHEQUES 24 CHEQUES ARE ALREADY ENCASHED BY THEM
NOW THEY SAY THE BALANCE SIX POST DATED CHEQUES ARE MISSING AT THEIR END
THEY ARE TELLING TO CLEAR THE DUE OF SIX EMI WITH PENALTY
IT IS NOT MY MISTAKE
IT IS THE MISTAKE OF THAT COMPANY
I WANT TO PAY EMI AND NO PENALTY
I AM TELLING THEM TO GIVE ME IN WRITING ON MISSING OF POST DATED CHEQUES AND THEY ARE NOT GIVING IH WRITING
THEY TELL ONLY ORALLY
I REQUEST YOU TO GUIDE HOW TO HANDLE THIS ISSUE
THANJS
Answer ( 1 )
Send a Legal Notice to the bank for returning the six post dated cheques or face police complaint.
If the Cheques are missing from the bank, the liability cannot be fastened on you.
Make a complaint to Banking ombudsman against the erring officials.